Rideshare companies like Uber have become popular in Bakersfield and throughout the country. Like taxi companies, Uber provides a convenient way to get where you need to be.
However, there are essential differences between traditional taxi cabs and Uber vehicles. For example, taxis usually receive regular system checks and maintenance, but it is difficult to know how often Uber vehicles are maintained since they are privately owned.
Another important difference is the way Uber’s liability insurance provides coverage. Uber’s coverage, or lack thereof, depends on which of four specific periods an accident occurs.
Uber accidents can be complicated. If you have been injured in an Uber accident. In that case, you need an experienced Bakersfield Uber accident attorney to protect your rights and help ensure you get the full compensation you deserve.
For over 50 years, the personal injury attorneys at Jacoby & Meyers have been winning big for injury victims. We want to do the same for you.
To schedule a free consultation about your case, contact us at (661) 402-8934 or complete the short form on our contact page.
Who Is Liable for My Injuries in a Bakersfield Uber Accident?
Like other types of car accidents in Bakersfield, the party who caused your injuries will usually be held responsible. However, determining who will pay compensation for your damages can be tricky in Uber accidents.
If your Uber driver is at fault for the accident that caused your injuries, any compensation you recover could come from Uber’s insurance carrier or the driver’s personal insurance carrier.
There are four stages of Uber insurance coverage you should be aware of:
- Period zero is when the driver’s Uber app is not open or not accepting rides. The driver’s personal insurance policy would be responsible for coverage during this period.
- Period one is when the driver’s app is open, and they are accepting ride requests but have not yet received one. During period one, Uber’s insurance coverage limits are $50,000 per person/$100,000 per accident in bodily injury coverage and $30,000 in property damage coverage.
- Period two begins when the Uber driver is matched with a passenger. During this period, Uber insurance coverage limits are $1 million in bodily injury, $1 million in third-party liability coverage, and $1 million in uninsured or underinsured motorist coverage.
- Period three begins when the Uber driver picks up the passenger and ends when the passenger exits the Uber at the end of their ride. During this period, Uber provides the same coverage limits as in period two.
Period two can lead to disputes about whether the Uber driver has been matched yet or is still in period one, where the insurance coverage is much less. Uber may argue that the driver has not yet begun period two to limit their liability.
You need an experienced, skillful Bakersfield Uber accident attorney to protect your rights. Our attorneys know how to thoroughly investigate Uber accidents to determine the cause and identify all potentially liable parties and all possible sources of compensation to get you every dollar you deserve.
Call a Bakersfield Uber Accident Attorney Today
Any vehicle accident can be complicated. However, Uber accidents have extra layers of complexity. Don’t try to recover compensation without an experienced Bakersfield Uber accident attorney by your side.
At Jacoby & Meyers, our personal injury attorneys in Bakersfield have been recovering maximum compensation for our clients for over 50 years. We have a proven track record of protecting the rights of California accident victims. Let us help you.
Call us at (661) 402-8934 or visit our contact page now to schedule a free consultation to discuss your Uber accident. We will listen to you, answer your questions, and help you get the justice you deserve.
Call or text 888-522-6291 or complete a Free Case Evaluation form